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How Long to Keep Tax Records and Other Documents

Tax season is the perfect time to start culling your paper piles and computer files and getting everything in order. If you’re meeting with a financial adviser or an attorney, you don’t want to spend hours wading through clutter to find the documents you need. If there’s a fire, flood, or theft, you’ll need access…

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Interest Rates Still Low

You have 3 options while the interest rates remain below 4%, depending on whether you are considering a purchase, a move, or just staying put. 1. Now is still the time to purchase before another buying season erupts, with increasing prices and added competition heating the market. Rates remain low, and inventory, though still scarce,…

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6 Things to Know About the 2016 Market

Whether you’re looking to buy a home this year or already own one, there are important factors that will affect your investment. Here are the six important things you need to know about the housing market in 2016. 1. Mortgage Rates Are Staying Low (For Now!) The Fed’s December 2015 interest rate hike had many…

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Existing Home Sales Rebound in Aftermath of TRID Implementation

The immediate impact of the Consumer Financial Protection Bureau’s TILA-RESPA Integrated Disclosures (TRID) rule in October is quickly coming to light as existing-home sales bounce back after November’s steep drop. According to the latest report from the National Association of Realtors, more buyers reached the market before the end of the year, and the delayed closings due to…

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U.S. Values and Rents Continue Rise

Home values and rental prices are steadily rising, fueled by strong demand and a tight supply of available properties, a pair of reports recently showed. The solid demand drove sales growth early this year and spurred additional construction. The Standard & Poor’s/Case-Shiller 20-city home price index climbed 5.1 percent in the 12 months that ended…

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Feds Waiting Until October to Raise Rates?

Though Federal Reserve policymakers, worried that global financial market volatility could dampen the U.S. economy, did not raise the interest rates last week, they have begun laying the groundwork for a possible interest rate increase in October. Two voting members of the Federal Open Market Committee, which sets monetary policy, said they were close to approving…

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Summer Heats Up Home Sales

Home sales are soaring this summer, despite limited supply across many areas of the country. Sales of previously owned U.S. homes climbed 3.2 percent to an eight-year high in June according to the National Association of REALTORS®. In addition, existing home prices rose 6.5 percent over last year because of limited supply. U.S. markets and…

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Where is Housing Headed for Late 2015?

According to Kiplinger, the housing recovery will step up its pace heading into the second half of the year and beyond. Existing homes sales will climb 7%, while new home sales will be up by 9%. In 2016, existing home sales will rise 6%, while new homes will rise 23% from this year. Two groups…

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Orange County Sales Show Solid Signs of Maintaining Health

J. Lansner of the O.C. Register compared the market trends of the six counties in Southern California. He considered Orange County #1 in healthy, sustainable growth. “What defines a healthy housing market? To me, it’s rising prices and growing sales activity backed by solid job growth. After the last boom-to-bust cycle, the durability of the…

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Get the Most For Your Home

    Statistics are out – improving your home before it goes to market makes a difference in what Buyers will pay! Make the changes you need to show your home at its best before you come to market. You only have one chance to make a good first impression!   How much you want…

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