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Annual Shredding Event

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Avoiding Buyer’s Remorse in a Hot Market

Many homebuyers are finding themselves in a bind – they have enough money and are pre-approved for a mortgage, but can they secure a house? The more prepared buyers are for the search, the more comfortable it will be — and be able to secure a home they’ll enjoy, 1. Work with a trusted agent….

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State’s Pending Home Sales Trend Higher

Exerpts from California Association Of Realtors® (C.A.R.) release dated January 24, 2017: “Led by the Southern California region, California pending home sales registered gains on a month-to-month and year-to-year basis in December, portending a moderate increase in sales in the near term. The modest sales growth is unlikely to be sustained, however, given the severe…

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Housing Outlook 2017

Here’s what the experts expect to see in 2017: 1. Rising prices will keep pushing up homeowners’ net worth. Home prices are poised to rise another 5.2 percent through September 2017, according to a recent report from CoreLogic. 2. But mortgage rates are going up. The Fed is expected to continue raising rates on a…

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Upcoming Water Fixture Replacement Requirements

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Pending Home Sales Rise in July

More Americans signed contracts to purchase homes in July, a sign that demand for home ownership remains strong. The National Association of Realtors said Wednesday that its seasonally adjusted pending home sales index rose 1.3 percent in July to 111.3 ( up 1.3 percent from a year ago). The number of signed contracts improved in…

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Housing Forecast 2nd Half of 2016

Mortgage rates could reach all-time lows. Fitch Ratings expects U.S. mortgage rates to reach all-time lows following the United Kingdom’s vote to leave the European Union. New construction remains slow. In May, groundbreakings stood at an annual rate of 1.138 million, below the 1.5 million needed to get supply back in line with demand. Mst…

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Summer Mortgage and Sales Update

Rates have inched back down this week. Janet Yellen, the Chairman of the Federal Reserve Board, in a speech on Monday, hinted that the economy is improving but the timing is unclear for a rate hike, playing down the possibility that the next increase will be this month. These remarks along with the disappointing May…

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How Long to Keep Tax Records and Other Documents

Tax season is the perfect time to start culling your paper piles and computer files and getting everything in order. If you’re meeting with a financial adviser or an attorney, you don’t want to spend hours wading through clutter to find the documents you need. If there’s a fire, flood, or theft, you’ll need access…

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Interest Rates Still Low

You have 3 options while the interest rates remain below 4%, depending on whether you are considering a purchase, a move, or just staying put. 1. Now is still the time to purchase before another buying season erupts, with increasing prices and added competition heating the market. Rates remain low, and inventory, though still scarce,…

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